How Is the Life of a Financial Analyst?

The industry of financial services offers a number of exciting career opportunities for candidates. Among these, there are some opportunities which tend to bend towards more rigorous use of your mental ability. One such career option is the position of a financial analyst. Many of us who are interested in this career option already are aware of the various types of educational qualifications and skill set required to enter this field, as well as the scope of it. But not a lot of us are really aware about the life of a professional financial analyst, or what they do all day long.

The work day of any financial analyst depends greatly upon the kind of experience that they have in the field. For instance, those professionals who just have just started off in this field and have junior level positions usually deal with a lot of data collection, financial modelling and spreadsheet maintenance. While on the other hand, the senior level executives usually are involved in preparing investment theses and then coordinating with the management team of the company as well as other investors and their market ideas. Financial analysts are divided into two kinds, one who work on the buy side and the other who work on the sell side.

The first few years of a Financial Analyst’s life are usually spent gathering all sorts of relevant data, making comparisons between spreadsheets and then updating them, helping in piecing together financial models and going through the news and magazines of varied relevance to the field. The ultimate aim of all of these objectives is development of a solid understanding, which outlines all of the fundamentals of any business sector or industry. This will prove extremely helpful for their career ahead in the future and help them in formulating the various types of schemes and helping in making investment decisions.

There are a majority of financial analysts who, when in their junior stage opt for certifications like the Chartered Financial Analyst or CFA. There is a three tiered exam which these professionals have to actually give in order to receive the professional license through this credential. Senior analysts are called so because they have developed a proper understanding of the business as well as have generated many contacts over the years, working for their respective companies. The professional life of such individuals involves using the data to formulate investment decisions.

When they aren’t trying to put together the most suitable investment options for any firm, they are looking out for developing relationships with industry and company contacts as well as marketing the team’s work. There are many senior analysts who flourish in mentorship roles and take up the responsibility of passing ahead the wisdom of their field. Many of these professionals progress over the professional ladder through attending meetings, talking to traders and sales people, dealing with marketing team and so on. On the other hand there are also professionals who jumpstart their career through professional training courses like the ones offered by institutes like Imarticus Learning.

Benefits of Corporate Training in the World of Business

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Let’s begin with looking at some statistics that will help us have a clear outlook on the whole aspect of corporate training and why it is come to garner such importance in the world of business today. It is estimated that by the year 2025, there will be about 262 million people on the face of our planet, who will be of the capacity to actually be employed in firms and companies. A common place fact remains that today, when companies hire employees, they are supposed to train them in order to ensure that they are able to achieve their productive best. This is similarly why on an average, a firm in the United States of America spends close to $5,380 on the training procedure of any new hire.

We happen to live in an era which is informationally enriched, which is why where on one hand there exists a great influx of information on the other hand, the whole process of prior knowledge is steadily being replaced by learning while keeping the job in perspective. Students today are still taught using the rudimentary techniques of chalk and board and some new audio visual technologies. But in spite of this, the new technologies, latest industrial processes, design are supposedly so advanced and complicated that they quite often just elude students, who take quite longer to just understand the same.

As we develop more and more we come to realize that there is a pressing need in the present times to create a workforce that is ‘updated’ with the current industry standards. While in the earlier days there did exist conventional ways of training in order to help a candidate function better, these included orientation sessions, internships and a slightly different take on practical learning being taught to the students. This was still not able to suffice the demands of both the professionals as well as the industries. Which is what gave impetus to the introduction of corporate training.

Corporate Training can be simply explained as the bridging of the gap between academics and industry. This involves all the ways as to how higher education when formulated in a proper way can help out the candidates to become confident enough, or self-motivated enough to work efficiently in any industry in their career. The recent times have seen a number of experts express their opinions on the need to create a proper kind of collaboration between the world of corporate learning and education. While this may be the popular rhetoric, there is still a long way to go and these two industries have 99% differences within themselves.

There are various ways in which the concept of corporate learning can be implemented. Such ways would include social collaboration, which would involve a number of highly interactive technological platforms, then one could also devise proper functioning learning management system interfaces as well as repeated learning system. There are a few institutes in India which are actually going ahead and following the nuances of corporate training such as Imarticus Learning and are actually able to receive due recognition for the same.

Introduction to Wealth Management

wealth managementWealth Management although seen by many as a field with gold laced benefits and great perks and ultimately leading to a refined, high standard lifestyle. This is why there happen to be so many people who are both attracted to and want to make a career in this field. Basically speaking, wealth management is referred to as a high level professional service, which is a combination of both financial services and investment advice. Apart from these two major components, other minor components of this include various tax services, accounting, retirement planning, legal as well as estate planning and so on.

Just like the name suggests, this profession is usually meant for the management of the wealth of a certain individual and helping them in order to spend their financial assets so that they get maximum returns and dividends out of the same. Here, these individuals or clients are better known as high net worth individuals are actually supposed to work with these Wealth Managers, who are usually responsible for collating the required information from financial experts and then sit with their clients’ attorneys to discuss the different ways which would be highly beneficial for their clients to invest. While this is more of a mainstream with these individuals, there are also certain wealth management professionals who deal with banking services and providing their clients with advice on philanthropic advice.

Basically we can infer that this field is predominantly a field of working with clients and focusing heavily on their needs and demands. This is why many professionals are usually required to highly excellent communicators and should know well how to put their point across to someone very effectively so as to see their client make quality decisions. Usually this field is very popularly referred to because of the fact that a wealth management individual is said to be someone who can provide services as a part of any aspect of the field of finance. They are supposed to offer a holistic approach to their clients and help them in making conclusively beneficial decisions.

Wealth managers can be employed in various strengths, they can be seen working as a part of a small scale business as well as a part of the large scale financial services firm. These firms and companies that they work with or work under are required to be directly working as a part of or associated with the financial arena. These professionals can work under a number of different titles ranging from a Financial Advisor to a Financial Consultant. They can work as an individual running their own independent firm, or as a part of an agency which usually offers such kind of services.

The major functions of a wealth manager range from starting off by developing a plan which will not just maintain but also increase the wealth base of a client. This is concluded to after the professional does thorough research on the goals, the comfort level of the client with risks and financial standing. Many firms prefer wealth managers who have been thoroughly trained in keeping with the industry standards from institutes like Imarticus Learning.

Career Path In Investment Banking

Investment Banking in India, is were popularly known as the golden collar work field. By golden collar, it means that the professionals working in this field are usually recipients of larger salaries and lead a high end, refined lifestyle. They are usually seen as those confident suit clad individuals who close multi-billion dollar deals, are regulars at five star hotels, travel to foreign countries at least twice a month or are usually known to own at least a yacht or two. This is why many finance aspirants usually tend to be attracted to this field of glorious opportunities.

While many finance aspirants feel that this field is absolutely the place to be, quite a few of these inquisitive souls actually tend to do an in-depth analysis of this career. So for all those curious about the career path that is required to be taken by a candidate in this field, read on. Essentially the career path of an investment banker supposedly progresses through a standardised path. This professional starts of on the rungs of a corporation through going through the various positions like Analyst, Associate, VP, Director, and Managing Director all on the basis of promotions.

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The Investment Banking Analyst is a professional who is basically a freshly graduated individual who usually is hired by the bank for a two-year program. This is treated almost like an internship throughout which the analyst is taught everything there is to learn about the actual functioning of the Investment Banks. At the end of two years, excellent performance is rewarded by the candidates being offered a chance to stay for the third year as well. Many Analysts are usually supposed to deal with PowerPoint Presentations which are popularly known as pitch books.

The Investment Banking Associate is a professional who is hired once they have completed their MBA programs or they are those analysts who have received the promotion at the end of their two-year period. The position of an associate level professional is supposed to be for the duration of about three years. They function as liaisons between the junior level and senior level bankers and they even get to work directly with clients. The senior bankers are usually supposed to source all the deals which maintain client and bank relationships. These professionals can come from a number of backgrounds which could range from the field of investment banking to management of the corporate executives.

These professionals are usually supposed to scan the entire landscape of the industry and then they can be able to anticipate deals that usually take place in the business of investment banking. The various other processes that make up this field are mergers and acquisitions, portfolio management, asset management, private equity handlings and so on. As the individual begins to perform better and more efficiently he/she happens to be rewarded promotions with a corresponding speed. This is why many professionals usually take up training courses in order to get into the field of Investment Banking through institutes like Imarticus Learning.

An Introduction to Corporate Training

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Corporate training is a fairly new concept in the field of the corporate world which includes IT firms, banking and investment agencies and various other financial sectors. Many who’ve been in the industry for quite some time, feel that this whole idea of corporate training is absolutely redundant and is not really needed. But to those who’ve been on the other end of the spectrum, mainly those who specialize in hiring professionals, know the sheer importance of industry endorsed training in a candidate’s career. Today, it is a stark reality that many corporate organizations are suffering from a crippling gap between the academics of a particular professional and the required skills that they should have.

This is why as the millennials of this age begin to come to an employable age, even companies have begun to gear up and develop their faculties in order to ensure their proper inclusion in the industry. Usually a firm would spend at least about 5 to 7 years on training an otherwise seasoned employee and making him suitable enough to work in their sphere of influence. There are so many popular engineering companies whose top guns have time and again said that the incoming fresher engineers are more like blank canvas which they need to develop and mould in the very way they want them to work in the future. This could be said to be a brief overview what exactly is meant by the phrase corporate training.

Earlier it was just the companies on which the onus of training their employees rested. But today, this responsibility seems to have changed hands. Now it is the companies that are on the lookout for efficient candidate who are satisfactorily trained and have developed skill sets that are in accordance of the industry standards. This has shifted the responsibility of training candidates so that they develop a proper skillset, to various formal classrooms. One such professional training institute famous in India mainly due to its offerings in the industry of finance and analytics is Imarticus Learning.

These institutes like Imarticus Learning make use of various channels to help candidates in getting industry endorsed. These channels include collaborative platforms, self-authored videos, mock call interviews as well as provision of various tools and equipment that will help develop those certain traits that will help them get employed in the career of their choice. As the world develops we see a number of organizations on the lookout for such professionals who are able to be engaged with their certain set mission, have the required kind of values and most importantly have the kind of skills and vision that is required for accomplishing their goals.

Institutes like Imarticus have actually made a breakthrough in the industry of corporate training, as they have begun to hit the nail exactly on the head. This is the reason why many other institutes have also come up with the same objective of helping candidates get properly qualified for the kind of job they want in order to jumpstart their career.

 

Introduction to Global Marketing

A few hundred years ago, when it came to importing and trading in foreign markets, it usually took months to just transfer the goods through seas routes, in huge vessels. The vagaries of this kind of trade piled up so high that only huge trading firms were able to overtake this perilous task. This risky and arduous nature of business usually ended up demotivating a number of smaller firms. But this scenario was going to soon undergo a number of changes mainly due to enormous developments in the technology of transport. Soon globalization set in and people and things could move from one continent to the earth in a way that was unimaginable before.

Today, due to the advancement in the field of Information Technology and more so due to the emergence of the Internet, the world has come even closer and is truly on its way to become a global village. Present day businesses usually have their branches and employees all across the world and their customers are able to receive goods and services in the most hassle free manner. This is where the concept of global marketing emerged and became really popular in a matter of years.

Download Global Marketing Prodegree Curriculum

Global marketing is basically the sale of a product, on an international level. It consists of the whole process from planning, producing, placing as well the promotion of all the products and services of a company, not only on the national but also the international level. Earlier it was just the large business with enormous annual turnovers, which were able to have their business spread long and wide to different countries of the world. But today, with the advent of the internet, even smaller businesses are able to reach clients all across the globe without much of a hassle.

The main reason why it has increasingly become important today to establish a global presence, is because of the influx of foreign companies in the domestic markets. As many firms face a huge competition from the foreign firms, they find it inevitable to ensure their very own global presence. Many products which are universally in demand are usually involved in this process of global marketing. Such products could range from food to automobiles to many more. While there are many companies that even today focus more so on the domestic markets, on the other hand there are also companies who find it very profitable to have a proper global presence across the world.

Some examples of companies in the field of Global Marketing would be Walmart, Toyota, Volkswagen, ING financial services, General Motors, Samsung Electronics, Coco Cola and so on. Any global company must ensure that they have a uniform presence across the globe and also that they are able to serve their customers according to their domestic tastes as well. Today global marketing has grown out of just food and automobiles and is well on its way to enter the sector of finance and analytics. Picking up the cues there are many institutes like Imarticus Learning which offer courses that can train an aspirant to work in the field of global marketing.

5 Investment Banking Career Options You Can Explore

Once the degree is in your grasp, it’s an ideal opportunity to settle on a strategy. Today the most popular step after getting a standard degree is to go ahead and get yourself enrolled in one of the vocational training institutes like Imarticus Learning and get industry endorsed training in their chosen field. Imarticus Learning, for instance, offers a number of finance courses for aspirants like, Investment Banking Operations, Global Markets, Financial Modelling and Valuation, CFA, Financial Risk Manager and so on.

Read about these Investment Banking professions choices and choose the one which coordinates your advantage level, abilities, learning and long haul vocation arranging.

Here you go:

Commercial Banking and Insurance

A standout amongst the most desired vocations is in the banking segment.

On the off chance that you have the information and abilities in business credit, discount saving money and in ventures, obligation financing, merger financing, at that point you definitely stand a possibility in seeking after a vocation in saving money.

You can fill in as advance officers, handle keeping money operations, turn into a bank employee, dealing with obligations and credits, handle advertising and even move toward becoming branch directors.

On the off chance that you have the edge in risk assessment and examination range, the insurance part gives a ton of chances to you.

The insurance business is worth billions.

You can start a profession in protection turning into a statistician, in charge of ascertaining premiums and hazard valuation or you can turn into a business agent, offering protection strategies and working your way on the best.

Investment Banking

Many individuals know about huge universal firms like J P Morgan, Goldman Sachs, Nomura Securities, Citi Careers and Deutsche Bank.

Be that as it may, there are different firms like SBI Caps, IDBI Caps, and 40+ Fund houses in India where back experts are popular.

These organizations are searching for experts having learning and abilities in money related examination, business investigation, monetary demonstrating, valuation, budgetary arranging et cetera.

Investment Banking offers a testing, requesting, exciting and a development arranged condition.

As an Investment Banker, you manage singular speculators and corporate securities, offering money related counsel and venture alternatives with most extreme advantage.

Keep in mind that lump section managing an account firms regularly select the hopefuls from top business colleges.

On the off chance that you are not from these B-Schools, you don’t have to worry as there are other Mid-Cap and Boutique Firms where finance experts are required to convey an indistinguishable work from in the enormous firms and the section into these organizations is relatively less demanding.

Private Equity and Venture Capital

Private value firms orchestrate interest in organizations that are not traded on an open market on any stock trade.

Funding is a type of private value where the capital is pooled by the financial specialists and put resources into organizations.

Aside from speculations, funding and private values bargain in restructurings, oversaw buyouts and other corporate business exchanges.

Budgetary gauging, organization profiling and valuation is the principle work here. Also, for such work, fund experts are popular.

Rating Companies

According to directions, organizations need to pick up rating from rating organizations. Many organizations are getting appraisals from such evaluating organizations.

Organizations like CRISIL, CARE, ICRA, Brickworks and Fitch have developed impressively over the most recent couple of years offering rating administrations and they will keep on growing in future as well.

Subsequently, there is interest for fund and rating experts. This is an extraordinary open door for back experts.

Finance related Knowledge Process Outsourcing (KPO) Companies

Money related outsourcing organizations like Evalueserve, SG Analytics, ValueNotes require individuals with abilities like business examination, budgetary investigation, chance examination, report composing, MIS, Company profiling, monetary demonstrating, valuation and MIS.